If you’re looking to become a professional trader with access to large capital, passing the FTMO Challenge is your gateway. Designed to identify disciplined and skilled traders, this two-step evaluation process allows you to manage up to $200,000 in funded capital and earn up to 90% of the profits.
In this article, we break down exactly what the FTMO Challenge is, how it works, and what you must do to pass it successfully in 2025.
What Is the FTMO Challenge?
The FTMO Challenge is the first phase of a two-step evaluation process that tests a trader’s ability to manage risk and generate consistent profits under real-market conditions using a demo account.The Two Phases:
Challenge Phase
Verification Phase
Each stage has its own objectives, risk rules, and minimum trading requirements. Once both are completed, you receive a fully funded FTMO Account and join a global community of elite traders.
This is the initial test where traders must prove they can trade profitably without breaching the rules.
Key Rules:
Profit Target: 10% of your starting balance (e.g., $1,000 profit on a $10,000 account)
Maximum Daily Loss: 5%
Maximum Total Loss: 10%
Minimum Trading Days: 4 (not required to be consecutive)
Time Limit: No maximum time limit
Contrary to what many believe, you are not forced to complete the challenge in 30 days. FTMO allows traders to take as long as needed, as long as they follow the rules and actively manage the account.
2. Verification Phase
This is the second step that confirms your trading consistency.
Key Rules:
Profit Target: 5% of the initial balance
Risk Management: Same as in the Challenge Phase (5% daily, 10% total)
Minimum Trading Days: 4
Time Limit: None (but you must remain active)
This phase is easier in terms of profit target but equally strict with risk management.
FTMO offers a variety of account sizes under Normal and Aggressive risk models. All fees are refundable once you pass both phases and receive your first profit payout.
The FTMO Challenge is more than a test of profitability — it’s a test of maturity, patience, and discipline. With no time limits and refundable fees, it’s one of the most trader-friendly funding models in the industry.
If you’re serious about becoming a professional trader in 2025, now is the time to prepare, practice, and validate your skills.
Join FNFOREX Academy today and let us guide you through your next funding success with FTMO, FundedNext, and beyond.